Summer Street Advisors
15 KETCHUM STREET, 2ND FLOOR
WESTPORT, CT 06880
(203) 293-4844 EMAIL
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"Within the past year, our firm engaged Summer Street Advisors to assist our company with the review and valuation of a large Real Estate Investment Trust. Summer Street Advisors brought 'hands on' knowledge to this risk focused assignment and designed a highly effective plan to underwrite the markets with the largest concentration of assets. Their seasoned real estate professionals provided an extensive and in-depth asset and market analysis, which allowed our firm to make an informed decision."

RISK RATING VALIDATION


SSA's loan review expertise will provide our clients with ability to quickly assess a loan portfolio’s quality and embedded risks.

  • Reserve methodology validation
  • Default/loss assessment
  • Downside stress testing

(click on each expertise to learn more)

Risk Rating & Reserve Methodology Validation


Risk Rating - Internally developed and transaction tested re-underwriting process of bank loans to verify risk ratings and to ensure proper mapping with bank credit policy standards.

Reserve Methodology Validation - review existing loan loss reserve methodology by asset class and validate for conformance to regulatory guidelines.

probability of default


Default/Loss Assessment - estimate probability of default or loss post-review (12/24/36 months) by loan portfolio or individual loan through due diligence of borrower, collateral review and current market conditions.

portfolio stress testing


Downside Stress Testing - provide risk migration or stress analysis to estimate potential future risk exposure. Analysis completed to determine severity of a downside scenario on portfolio performance, while establishing proactive measures to ensure best possible outcome.